Introducing 'OPTIONS'

Easy, flexible funding for your home improvements

Investing in top-quality home improvements needn't mean breaking the bank when you choose Basfords. We offer 2 main finance options that will suit our customers.

Buy Now Pay Later

Buy now pay later (BNPL), allows you to enjoy enjoy a period of up to 12 months before we expect you to start making payments. At the end of this time the customer has a choice - pay the loan in full or repay in fixed monthly installments.

During the 12 month period there is no interest paid on the loan.

Example of Buy Now Pay Later

BUY NOW PAY LATER
CASH PRICE £3,500
DEPOSIT WITH ORDER (10%) £350
OUTSTANDING BALANCE £3,150
STAGE PAYMENT NIL
BALANCE ON INSTALLATION NIL
12 MONTHS AFTER INSTALLATION  
PAY OUTSTANDING BALANCE PLUS £70 EXIT FEE £3,220
OR BEGIN 120 MONTHLY REPAYMENTS APR 19.9% £69.23

Bank Buster Loan - £1,000-£20,000

Our home improvement loans have no set up fees, no hidden costs and have a fixed rate of interest, so there are no unexpected surprises in your monthly budget. Interest rates start as low as 6.9%.

From the outset we work with you to come to a mutually agreed-upon minimum monthly payment. We can quote for loans to be repaid over 15 years, so each payment can be very low if you wish. You can pay more than the minimum payment, or pay a lump sum at any time to shorten the term of the loan, reduce the overall interest you pay, or both. You can also pay off the entire loan at any time.

Example of our BANK BUSTER

BANK BUSTER LOAN
CASH PRICE £10,000
DEPOSIT WITH ORDER (10%) £1,000
OUTSTANDING BALANCE £9,000
1 MONTH AFTER INSTALLATION  
BEGIN 60 MONTHLY PAYMENTS £177.02
OR BEGIN 120 MONTHLY PAYMENTS £103.20
OR BEGIN 180 MONTHLY PAYMENTS £79.49

To talk to an advisor please call 0115 922 6000 and we can guide you to which is the best option for your home improvement.